CHURCHLANE
Business Coaches
CHURCHLANE
91 Wimpole St, London
# Church Lane Associates
Church Lane Associates provides specialist field examination services for the asset-based lending (ABL) industry. Established in 2018 by Charlie Banister, the London-based firm conducts detailed physical inspections and valuations of companies' accounts receivable and inventory collateral, delivering comprehensive reports that inform lending decisions.
The company serves ABL lenders, advisors, and private equity clients across the UK, Ireland, and US markets. Church Lane has completed over 200 field exams across 15+ countries and multiple business sectors, establishing itself as panel-approved with major UK ABL providers.
Their reports combine detailed collateral testing, trend analysis, and availability analysis with recommended ineligibles, reserves, and advance rates. These outputs support two critical functions: due diligence for new ABL facilities and ongoing monitoring of existing facilities. Church Lane tailors reporting to individual lender specifications, providing either lender-branded templates or their own proprietary formats.
What distinguishes Church Lane is Charlie Banister's exceptional pedigree. With 28+ years' ABL experience—including roles at Barclays Commercial Services, Royal Bank Invoice Finance, and Gordon Brothers—he brings deep sector expertise and established relationships with major lenders and advisors. This background ensures field exams reflect genuine lending risk requirements rather than generic inspection standards. Additionally, Church Lane holds particular expertise in specialist sectors, notably the whisky industry, where Banister has visited over 25 distilleries during previous roles.
The firm delivers independent, expert analysis that bridges the gap between borrower operations and lender requirements.
Church Lane Associates provides specialist field examination services for the asset-based lending (ABL) industry. Established in 2018 by Charlie Banister, the London-based firm conducts detailed physical inspections and valuations of companies' accounts receivable and inventory collateral, delivering comprehensive reports that inform lending decisions.
The company serves ABL lenders, advisors, and private equity clients across the UK, Ireland, and US markets. Church Lane has completed over 200 field exams across 15+ countries and multiple business sectors, establishing itself as panel-approved with major UK ABL providers.
Their reports combine detailed collateral testing, trend analysis, and availability analysis with recommended ineligibles, reserves, and advance rates. These outputs support two critical functions: due diligence for new ABL facilities and ongoing monitoring of existing facilities. Church Lane tailors reporting to individual lender specifications, providing either lender-branded templates or their own proprietary formats.
What distinguishes Church Lane is Charlie Banister's exceptional pedigree. With 28+ years' ABL experience—including roles at Barclays Commercial Services, Royal Bank Invoice Finance, and Gordon Brothers—he brings deep sector expertise and established relationships with major lenders and advisors. This background ensures field exams reflect genuine lending risk requirements rather than generic inspection standards. Additionally, Church Lane holds particular expertise in specialist sectors, notably the whisky industry, where Banister has visited over 25 distilleries during previous roles.
The firm delivers independent, expert analysis that bridges the gap between borrower operations and lender requirements.
Services offered
Field examinationsCollateral valuationsAccounts receivable analysisInventory assessmentsDue diligence reportingOngoing monitoring reportsTrend analysisAdvance rate recommendations